Monday, February 13, 2012

Finance Planning

Had the urge to drop by and blog but had no idea what do I wana write about today.
Look through my draft box and found this title with no content.
Muz be one of those many days that I found a topic to talk about but lost the mood to blog. heee!!
Now, me is no Financial Planner Guru. Neither am I a Financial Planner Student.
The other day, which was months ago, I attended a Finance & Retirement Plannng course. 2-days well informed course.
They even gave you a booklet on "How to choose your Financial Advisor". Which I will have to agree, you will need to have a connection with your advisor.Built a rapprt and importantly you must be comfortable sharing your finances information with him/her. Anws, yep I learnt alot in the course. And I am comfortable attending the course because the co. who conducted the course are not there to sell you any product. However, for a novice like me, be mentally prepared to experience what they call, Information Overloaded. :P
In that course, I have learnt the importance of having a spending amount (indulgence moment). I used to set aside for such indulgence. Subsequently, the amount decreases cause I no longer enjoy spending them. Now thats the weird part. During the course, I realized I didnt give the amount of money set aside a name. something that I can relate too. For example, $$ set aside for those gloomy days, etc.
So it was because of the name & no personal connection with it.
And so for that amount set aside for indulgence moment, it will be named "Wardrobe Malfunction Days".
=)
Finally, I love online shopping now! I see the purpose for it.

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